Special discount: Get 30 days free plus 40% off Lili Smart fee for 3 months

Get 40% off Lili Smart fee for 3 months
See plans & pricing

Streamline your business finances. Switch to Lili.

Simplify your finances and keep more of what you earn. Lili combines banking, accounting, taxes, and payments in one place—so you can save time, cut fees, and focus on growing your business.

Get Started
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC
As Featured In
High-yield business savings

Earn 3.00% APY on every dollar saved—up to $1M3. That’s over 7x the national average.*

Smart tech,
human support

An innovative solution, backed by real people who’ve got your back.

No hidden fees

Your money, your rules. We keep it transparent—always. No hidden fees. No minimums. No overdraft charges4.

Get Started

Let your finances work together

in one streamlined solution

Banking

A business checking account that includes a Lili Visa® Debit Card and has no hidden fees, no overdraft fees4, and no deposit or minimum balance required.

Accounting

Smart bookkeeping, instant transaction categorization, automated reports & insights. Simplified accounting that clarifies your financial position.

Payments

Our bill pay solution and invoicing software keep you in control of your cash flow and make payments the smoothest part of your business operations.

Taxes

Automate tax savings throughout the year and receive auto-generated expense reports and pre-filled tax forms to streamline tax preparation.

Top-tier security that keeps your business safe.

All Lili accounts are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

Switching is easy

1
Sign Up
Open your account in minutes. Simple, seamless, ready to go.
2
Set Up
Connect your income and tools with ease. Everything, exactly where you need it.
3
Manage
Manage payments, track expenses, and take full control effortlessly.
200K+

served customers
Brandon D
US
February 19, 2024
Best decision to switch over to Lili
Customer service is amazing. The app is so well done and easy to use. I love all the functions to help my business stay organized and professional. Best decision to switch over to Lili.

All-in-one solution, tailored to your needs

Get Started
Move money faster

Accelerate payments and keep cash flow steady with Standard or Express ACH, wire transfers, and expedited check deposits. Link external accounts and payment apps easily.

Earn more on Savings

Earn 3.00% APY—over 7x the national average—on every dollar you save, on balances up to $1 million.3

Effortless invoicing

Quickly create, send, and track invoices. Use secure payment links to get paid faster and on time.2

Clear expense management

Manage all expenses and bills in one place for clear cash flow insights—always know where your money’s going.2

Simplified accounting

Automated transaction categorization, real-time insights, and seamless syncing that keep your books accurate and up-to-date.2

Tax-ready, year-round

Set aside funds with tax-saving tools and generate tax forms at year-end for stress-free compliance.2

Seamless integrations

Connect all your essential tools, sync external credit cards, and link accounts for hassle-free management.

Small businesses trust Lili to simplify their business finances

“Lili has helped me stay on top of expenses, set aside money for quarterly taxes using the Tax Bucket, and auto-save for unexpected costs.”
Brian D. Muller Momentous Wealth Advisors
"I chose Lili because it’s all just intuitive. I cannot imagine trying to manage my finances on top of everything else… Lili is so, so helpful."
Anna N. SkinGal Studio
“Lili has been an amazing tool for me in running my business. It was extremely easy to set up and makes it extremely easy for me to manage my company's spending.”
Luke Bivens QC Growth
“Since using Lili's mobile app, I have tripled my income and gained clarity in my finances."
Tiana Smith Tiana Smith Coaching

Switch to smarter business banking.

Simplify the way you manage money. Lili brings banking, bookkeeping, and taxes into one powerful platform—built for entrepreneurs who expect more.

Get Started

Contact Us

Email Our Support Team or Call Us

Mon – Friday, 9am – 8pm EST

Products
Business Banking Accounting Tax Preparation Payments Lili AI
Company
Our Mission Customers Reviews Plans Press & Media Partners Careers
Learn
Blog Lili Academy Accounting Hub Tax Hub Guide to LLCs
Support
Help Center FAQs Legal Documents

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

1 Eligibility for cashback awards is available to Lili Pro, Lili Smart, and Lili Premium account holders only; applicable monthly account fees apply. For details, please refer to your Sunrise Banks Account Agreement.

2 Accounting, tax preparation and invoicing software is available to Lili Smart and Lili Premium account holders only; applicable monthly account fees apply. For details, please refer to your Sunrise Banks Account Agreement.

3 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of January 1, 2025. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $1,000,000. Any portions of a balance over $1,000,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only; applicable monthly account fees apply.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders; applicable monthly account fees apply. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice. Please refer to our BalanceUP Service Disclosure for more details.

5 Early access to ACH transfer funds depends on the timing of the payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

6 Up to $1,000 per cardholder per 24 hours period. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

7 Lili AI and other reports related to income and expenses provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

8 Lili does not charge debit card fees related to foreign transactions, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® Debit Card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fees apply for the Lili Pro, Lili Smart, and Lili Premium plans. For details, please refer to your Sunrise Banks Account Agreement.

9 International wire transfers are only available to legal entity customers (LLCs, corporations, and partnerships). Transfers can be made to and from select countries. Please check your app for the most up to date list. Fees apply. Learn more here Sunrise Banks Account Agreement.

© 2025 Lili App Inc. All Rights Reserved.