Open a U.S. Bank Account from Mexico

Special discount: Get 30 days free plus 40% off Lili Smart fee for 3 months

Get 40% off Lili Smart fee for 3 months

Open a U.S. bank account from Mexico

Global entrepreneurs launching U.S. businesses need a banking partner built for their needs—fast setup, seamless money management, and expert support. Lili offers a smart banking experience with built-in accounting and tax tools, helping business owners stay in control and focused on growth.

Why business owners from Mexico need a U.S. bank account

Mexican entrepreneurs sending goods or services to the U.S. often face fluctuating exchange rates and payment delays. A U.S. business account helps you get paid in dollars directly—and faster.

Expand your business globally with fast, secure banking

Open your U.S. business bank account 100% online in minutes, no SSN required.

Send and receive wire transfers in Mexican Pesos (MXN) and 130+ global currencies—with flat, competitive fees.

Spend globally with a Visa® Debit Card, with no transaction fees charged by Lili.

Automate invoices, pay bills, and manage your banking, accounting and taxes—all in one place².

Earn 3.00% Annual Percentage Yield³ on your savings, and boost your bottom line.

Customer support is available 7 days a week.

No flights. No paperwork. Get started in minutes.

Solutions For Every Type of Business

Founders

Launch your U.S. business from Mexico with confidence. Open a U.S. business bank account remotely and streamline global finances.

eCommerce sellers

Run your online store with a U.S. presence. Accept payments, manage cash flow, and pay for inventory—all from one platform.

Real estate

Own or manage U.S. properties from abroad with ease. Simplify rental income, expenses, and profit transfers—all in one place.

200K+

customers served

+$2B

deposited

4.7

Trustpilot rating

25+

business tools

Top-tier security that keeps your business safe.

All Lili accounts are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

Manage your U.S. business the right way

Frequently asked questions

Can someone who is not a US citizen sign up for a Lili account?

What countries does Lili support for international wires?

Does Lili support international wires?

How do I apply if my business has multiple owners?

How do I open a Savings Account with 3.0% Annual Percentage Yield?

How do I contact the Lili team?

Contact Us

Live support, 7 days a week

Email us at [email protected]

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Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

*BusinessBuild is an add-on feature available to all Lili Accounts, except sole proprietorships. After a one-month free trial, account holders will be charged $18 per month for the next three months, then $30 per month thereafter. By integrating your Lili Account through the D&B Credit Insights banking integration feature, there may be potential for you to positively impact your Delinquency and Failure Scores. Dun & Bradstreet requires a minimum of six months of business banking transaction history to be able to potentially impact these scores.

Customers must be enrolled in the BusinessBuild feature to access the Lili BusinessBuild Card (Card). Lili App Inc. (Lili) partners with CapitalOS and First Internet Bank of Indiana, Member FDIC, for the Card. Lili is a financial technology company, not a bank or lender. CapitalOS is a financial technology company and lender, not a bank. CapitalOS or one of its affiliates is the lender, and Cards are issued by First Internet Bank of Indiana, pursuant to a license from Visa U.S.A. Inc.

¹Eligibility for cashback awards is available to Lili Pro, Lili Smart, and Lili Premium account holders only; applicable monthly account fees apply. For details, please refer to your Sunrise Banks Account Agreement.

² Accounting, tax preparation and invoicing software is available to Lili Smart and Lili Premium account holders only; applicable monthly account fees apply. For details, please refer to your Sunrise Banks Account Agreement.

³ The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of January 1, 2025. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $1,000,000. Any portions of a balance over $1,000,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only; applicable monthly account fees apply.

⁴BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders; applicable monthly account fees apply. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice. Please refer to our BalanceUP Service Disclosure for more details.

⁵ Early access to ACH transfer funds depends on the timing of the payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

⁶ Up to $1,000 per cardholder per 24 hours period. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

⁷ Lili AI and other reports related to income and expenses provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

⁸Lili does not charge debit card fees related to foreign transactions, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® Debit Card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fees apply for the Lili Pro, Lili Smart, and Lili Premium plans. For details, please refer to your Sunrise Banks Account Agreement.

⁹International wire transfers are only available to legal entity customers (LLCs, corporations, and partnerships). Transfers can be made to and from select countries. Please check your app for the most up to date list. Fees apply. Learn more here Sunrise Banks Account Agreement.