Special discount: Get 30 days free plus 40% off Lili Smart fee for 3 months

Get 40% off Lili Smart fee for 3 months

Open a U.S. bank account from New Zealand

Global entrepreneurs launching U.S. businesses need a banking partner built for their needs—fast setup, seamless money management, and expert support. Lili offers a smart banking experience with built-in accounting and tax tools, helping business owners stay in control and focused on growth.

Why business owners from New Zealand need a U.S. bank account

For Kiwi entrepreneurs, withdrawing USD or handling U.S. payments through New Zealand banks is often slow and expensive. Opening a U.S. business bank account lets you send and receive dollars with fewer fees and faster processing.

Expand your business globally with fast, secure banking

Open your U.S. business bank account 100% online in minutes, no SSN required.

Send and receive wire transfers in New Zealand Dollars (NZD) and 130+ global currencies—with flat, competitive fees.

Spend globally with a Visa® Debit Card, free from foreign transaction fees or exchange rates.

Automate invoices, pay bills, and manage your banking, accounting and taxes—all in one place.

Earn 3.00% APY on your savings, and boost your bottom line.

Front-of-the-line support with a dedicated specialist, available 7 days a week.

No flights. No paperwork. Get started in minutes.

Solutions For Every Type of Business

Founders

Launch your U.S. business from New Zealand with confidence. Open a U.S. business bank account remotely and streamline global finances.

eCommerce sellers

Run your online store with a U.S. presence. Accept payments, manage cash flow, and pay for inventory—all from one platform.

Real estate

Own or manage U.S. properties from abroad with ease. Simplify rental income, expenses, and profit transfers—all in one place.

200K+

customers served

+$2B

deposited

4.7

Trustpilot rating

25+

business tools

Top-tier security that keeps your business safe.

All Lili accounts are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

Manage your U.S. Business The Right Way

Frequently asked questions

Can someone who is not a US citizen sign up for a Lili account?
What countries does Lili support for international wires?
Does Lili support international wires?
How do I apply if my business has multiple owners?
How do I open a Savings Account with 3.0% APY?
How do I contact the Lili team?
Discover how effortless business finance can be

Take a quick tour of the tools inside the Lili account. Banking, bookkeeping, invoicing, and taxes, all in one place.