What does Sunrise Banks, N.A. do with your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Income
Account Balances and Payment History
Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sunrise Banks, N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Sunrise Banks, N.A. Share?
Can you limit this sharing?
For our everyday business purposes – such as: to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Yes
No
For our marketing purposes – to offer our products and services to you.
Yes
No
For joint marketing with other financial companies.
Yes
No
For our affiliates’ everyday business purposes – information about your transactions and experiences.
Yes
No
For our affiliates’ everyday business purposes- information about your creditworthiness.
How does Sunrise Banks, N.A. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.
How does Sunrise Banks, N.A. collect my personal information?
We collect personal information, for example, when you
Open an account or Deposit Money
Pay your bills or Apply for a loan
Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates everyday business purposes- information about your creditworthiness,
Affiliates from using your information to market to you,
Sharing for non affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies such as University Financial Corp. dba Sunrise Banks.
Non affiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
Sunrise Banks, N.A. does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between non affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include a credit card company.